Choosing Between a Title Company or an Attorney for Your Home Closing: What You Need to Know

Choosing Between a Title Company or an Attorney for Your Home Closing: What You Need to Know

When buying a home, the closing process is one of the most critical steps to ensure a smooth transfer of ownership. As you approach this final stage, you might wonder: Should I use a title company or an attorney for my closing? Both options have their benefits, and your decision can shape your experience during this important milestone.

 

In Sarasota and the surrounding areas, working with a knowledgeable real estate professional like Robert Krasow can help you navigate these decisions and connect you with trusted local resources. Let’s break down the differences between a title company and an attorney, and how to choose the best fit for your situation.

A title company’s primary focus is ensuring that the property’s title is free of issues like liens, claims, or disputes. They:

 • Perform a title search to verify ownership and uncover any potential problems.
 • Offer title insurance, protecting buyers and lenders from future claims.
 • Facilitate the closing process, including document preparation and escrow services.

Using a title company is often less expensive than hiring an attorney, and they specialize in efficiently handling routine real estate transactions.

Real estate attorneys provide a broader range of legal services that extend beyond what title companies offer. They:

 • Review contracts to ensure terms are legally sound and in your best interest.
 • Address complex issues, such as boundary disputes, easements, or zoning concerns.
 • Represent you in legal disputes or negotiations, if needed.
 • Perform many of the same tasks as a title company, such as title searches and closings.

In some states, an attorney’s involvement is required by law for real estate closings. While this is not the case in Florida, many buyers and sellers still choose an attorney for added peace of mind, particularly for high-value or complex transactions.

Here are a few factors to consider when making your decision:

1. Complexity of Your Transaction
If your transaction is straightforward, a title company may suffice. However, if legal questions arise or if there are issues with the title, an attorney’s expertise may be invaluable.

2. State Requirements
In Florida, buyers can choose either option, but understanding local customs or norms is important. Robert Krasow can guide you on what’s typical in Sarasota and surrounding areas.

3. Cost
Title companies generally charge less than attorneys. If budget is a concern, compare quotes from both before deciding.

4. Your Comfort Level
Some buyers feel more confident with an attorney reviewing every detail, while others are satisfied relying on a title company’s specialized services.

5. Referrals and Recommendations
Seek advice from your real estate agent. As a LeadingRE referral realtor, Robert Krasow has a strong network of trusted professionals and can recommend the best fit based on your needs.

As an experienced realtor with Michael Saunders & Company, Robert Krasow has guided countless homebuyers through every stage of the real estate process, including the closing. Whether you choose a title company or an attorney, Robert can connect you with trusted local professionals who have a proven track record of success.

Your home purchase is a significant investment. Ensuring you have the right team by your side can make all the difference. With Robert’s guidance, you’ll feel confident that every detail is handled with care, from the initial offer to the final signature.

Ready to make your move? Contact Robert Krasow today to start your homebuying journey with expert advice and local expertise!